Payment Instruction
Programmable payments for banks, processors, and fintech. Bring verifiable agreements to your existing rails, from conditional transfers to commerce powered by AI agents.
Start with flagship Payment Instructions
Ship conditional payments fast with production-ready templates for card, marketplace, and bank rails.
Card Payment Instruction
Guarantee card purchases with conditional capture and evidence-backed release for merchants and marketplaces.
- Card auth + reserve
- Shared timeline
- Chargeback prevention
Marketplace Payment Instruction
Collect once from the buyer and orchestrate automated split payouts to every seller and service provider.
- Multi-merchant
- Programmable splits
- Delivery proof
Bank Transfer Payment Instruction
Run conditional A2A transfers on existing bank rails with milestones, escrow-style holds, and instant refunds.
- ACH / SEPA ready
- Milestone release
- Audit-friendly
Built for every partner
Whether you operate a bank or process card transactions, Payment Instructions adapt to your workflow.
Banks
Add programmable agreements to your own rails without replacing core banking systems.
Payment Processors
Productize conditional capture, reduce disputes, and launch new premium SKUs for enterprise merchants.